Are certificates of deposit still worth it? Discover current CD rate trends, how CDs compare to HYSAs and Treasuries, and strategies to lock in yield.

CDs are still offering nice returns, with plenty offering 4% and some still giving out 5% APYs (more on that below). (You can see top CD offers here from our ad partner Bankrate.) But what does the ...

What's the best CD term to invest in right now? Compare short- and long-term CD rates and learn how to choose the right term to maximize your interest earnings.

Both certificates of deposits and savings accounts now offer 4-5% APYs and up (see below). And both are considered safe investments, typically protected up to $250,000, by the Federal Deposit ...

For the first time in years, federally insured bank deposits are beating government bonds on yield, and that shift quietly opens a bigger conversation about whether savers still have the best ...

After a series of Federal Reserve rate cuts that began in September 2024, CD rates steadily declined. However, the Fed shifted course in late 2026 and interest rates are once again on the rise. That's ...

While the Federal Reserve continues to uphold the current federal funds rate, savers can maximize their returns in this high-rate environment. A certificate of deposit account (CD) comes with a fixed ...

The best CD rates are currently higher than the best T-bill rates. T-bills come in shorter terms than CDs. The interest earned from T-bills is exempt from state and local taxes. If you're looking for ...